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Analisis Perilaku Konsumen, Perilaku Produsen, dan Pasar dalam Islam Pada Masyarakat

Abstract

In the current development of many economic activities that use the sharia system because the sharia system is not only beneficial to one party, but can benefit all parties, and the goal of the sharia system itself is to achieve mutual benefit. In the economy itself needs to pay attention about the behavior of consumers, producers and markets. Consumer behavior is a decision-making activity in purchasing activities. Consumer behavior can affect the number of requests and needs. Producer behavior is the activity of producing goods or services that can be used to meet consumer needs. This behavior influences the amount of production and supply of goods or services. Market behavior is a habitual pattern of the market including the decision making process as well as individual or organizational physical activities on certain products. The type of market also influences the prices of goods and services. In Islam, these three behaviors must be based on Islamic teachings, namely, monotheism, justice, nubuwah, caliph, ma’ad. It aims to bring benefits and benefit to the community and achieve the blessings and blessings of Allah SWT.

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ANALISIS KUANTITAS DAN KUALITAS TENAGA KERJA PERBANKAN SYARIAH YANG TERDAMPAK DISRUPSI DIGITAL

Abstract

The challenge for the industrial era 4.0 towards the industrial era 5.0 which is felt by humans is the loss of many skills that are usually carried out by humans who are transferred to technology. The transformation of banking services due to technological disruptions felt by the banking world, conventional services that have been carried out face-to-face have been replaced by technology, business activities and banking products can be said to be disrupted by the emergence of various finances. technology platforms, especially those engaged in P2P Lending and Payment. This can threaten human resources in the banking world if there is no solution and adaptive action taken by the bank so that banking human resources will still have a place according to their level of expertise. Interpreting from primary and secondary data sources, the result is that there has been a significant decrease in the quantity of banking human resources, but simultaneously the bank is reskilling to improve the quality of human resources to be ready to face changes in banking services. towards an excellent service digital banking system that still adheres to the principle of prudence.

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ANALISIS KUANTITAS DAN KUALITAS TENAGA KERJA PERBANKAN SYARIAH YANG TERDAMPAK DISRUPSI DIGITAL

Abstract

The challenge for the industrial era 4.0 towards the industrial era 5.0 which is felt by humans is the loss of many skills that are usually carried out by humans who are transferred to technology. The transformation of banking services due to technological disruptions felt by the banking world, conventional services that have been carried out face-to-face have been replaced by technology, business activities and banking products can be said to be disrupted by the emergence of various finances. technology platforms, especially those engaged in P2P Lending and Payment. This can threaten human resources in the banking world if there is no solution and adaptive action taken by the bank so that banking human resources will still have a place according to their level of expertise. Interpreting from primary and secondary data sources, the result is that there has been a significant decrease in the quantity of banking human resources, but simultaneously the bank is reskilling to improve the quality of human resources to be ready to face changes in banking services. towards an excellent service digital banking system that still adheres to the principle of prudence.

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ANALISIS KUANTITAS DAN KUALITAS TENAGA KERJA PERBANKAN SYARIAH YANG TERDAMPAK DISRUPSI DIGITAL

Abstract

The challenge for the industrial era 4.0 towards the industrial era 5.0 which is felt by humans is the loss of many skills that are usually carried out by humans who are transferred to technology. The transformation of banking services due to technological disruptions felt by the banking world, conventional services that have been carried out face-to-face have been replaced by technology, business activities and banking products can be said to be disrupted by the emergence of various finances. technology platforms, especially those engaged in P2P Lending and Payment. This can threaten human resources in the banking world if there is no solution and adaptive action taken by the bank so that banking human resources will still have a place according to their level of expertise. Interpreting from primary and secondary data sources, the result is that there has been a significant decrease in the quantity of banking human resources, but simultaneously the bank is reskilling to improve the quality of human resources to be ready to face changes in banking services. towards an excellent service digital banking system that still adheres to the principle of prudence.

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ANALISIS PERLAKUAN AKUNTANSI ASET TETAP PADA LEMBAGA AMIL ZAKAT, INFAQ DAN SHADAQAH MUHAMMADIYAH (LAZISMU) MENTENG JAKARTA PUSAT

Abstract

The purpose of this study is to analyze the application of fixed accounting at the Amil Zakat Institute, Infaq and Sadaqah Muhammadiyah (LAZISMU) Menteng, Central Jakarta, which starts from the verification process to the presentation process of the fixed assets.

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ANALISIS PERLAKUAN AKUNTANSI ASET TETAP PADA LEMBAGA AMIL ZAKAT, INFAQ DAN SHADAQAH MUHAMMADIYAH (LAZISMU) MENTENG JAKARTA PUSAT

Abstract

The purpose of this study is to analyze the application of fixed accounting at the Amil Zakat Institute, Infaq and Sadaqah Muhammadiyah (LAZISMU) Menteng, Central Jakarta, which starts from the verification process to the presentation process of the fixed assets.

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Modifikasi Altmant Z Score dan Integrasi Nilai Islam sebagai Factor Pengaruh Financial Distress terhadap RGEC (Studi Kasus BNI Syariah, BRI Syariah, Bank Syariah Mandiri)

Abstract

The survival of a company/ institution depends on several things. When a company / institution starts showing poor health, a financial manager must immediately take action so that the company / institution approaches safe conditions, one of the methods used is through financial distress identification. Identification of financial distress conditions is more important than bankruptcy, because companies / institutions will definitely experience financial distress first and then go bankrupt. Islamization of Knowledge is not a new thing in the development of Islamic economics. The integration of Islamic values ​​into existing theories is a mandate for the entire academic community. This research aims to make an integration of knowledge in the field of Islamic economics in describing and analyzing the effect of RGEC (Risk Profile, GCG, Earnings, and Capital) on Financial Distress after adding Islamic values ​​to BRI Syariah, BNI Syariah and Bank Syariah Mandiri in 2012- 2018. This study shows that the variables X1 (NPF), X2 (FDR), X3 (GCG), X4 (ROA), X5 (CAR) simultaneously influence the Islamic Financial Distress where the model used is PLS (Pooled Least Square). The analytical method used is panel data regression through the calculation of the Z Z Score where the data processing method uses Panel Data regression which is processed using STATA and SPSS.

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Modifikasi Altmant Z Score dan Integrasi Nilai Islam sebagai Factor Pengaruh Financial Distress terhadap RGEC (Studi Kasus BNI Syariah, BRI Syariah, Bank Syariah Mandiri)

Abstract

The survival of a company/ institution depends on several things. When a company / institution starts showing poor health, a financial manager must immediately take action so that the company / institution approaches safe conditions, one of the methods used is through financial distress identification. Identification of financial distress conditions is more important than bankruptcy, because companies / institutions will definitely experience financial distress first and then go bankrupt. Islamization of Knowledge is not a new thing in the development of Islamic economics. The integration of Islamic values ​​into existing theories is a mandate for the entire academic community. This research aims to make an integration of knowledge in the field of Islamic economics in describing and analyzing the effect of RGEC (Risk Profile, GCG, Earnings, and Capital) on Financial Distress after adding Islamic values ​​to BRI Syariah, BNI Syariah and Bank Syariah Mandiri in 2012- 2018. This study shows that the variables X1 (NPF), X2 (FDR), X3 (GCG), X4 (ROA), X5 (CAR) simultaneously influence the Islamic Financial Distress where the model used is PLS (Pooled Least Square). The analytical method used is panel data regression through the calculation of the Z Z Score where the data processing method uses Panel Data regression which is processed using STATA and SPSS.

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URGENCY BUILDING ISLAMIC ECONOMIC SYSTEM IN INDONESIA AL-QURAN PERSPECTIVE

Abstract

In life, Islam teaches its adherents to strive for happiness in the world and the hereafter. Likewise with happiness when living life in the world, namely physical and spiritual prosperity. In preventing economic chaos, conflicting interests in economic problems must be minimized, supported by all legal regulations in a society. So it is very necessary a system that regulates the rights and obligations of the community in the state, especially in the economic sector based on the Qur‘an and Sunnah. The economic system implemented in Indonesia at the moment is arguably not good. When viewed from all existing systems, the capitalist system has mastered various lines to make society range to poverty. To measure economic growth the welfare indicators of a community are used. This success was marked by an increase in per capita income. This paper will discuss how the Islamic economy perspective of the Qur‘an. And how is the urgency to build the economic community in Islam? This is important to discuss, to remind the public about the existence of capitalists in the economic system and to provide mutual understanding to help fellow members of society, between the rich and the poor so that from these aids help social inequalities and social stratification can be minimized and then narrowed even can overcome.

Doli Witro

Institut Agama Islam Negeri (IAIN) Kerinci

 

Full PDF : https://journal.uhamka.ac.id/index.php/jei/article/view/4327/1787

This web supported by :

https://uhamka.ac.id/

Categories
Uncategorized

URGENCY BUILDING ISLAMIC ECONOMIC SYSTEM IN INDONESIA AL-QURAN PERSPECTIVE

Abstract

In life, Islam teaches its adherents to strive for happiness in the world and the hereafter. Likewise with happiness when living life in the world, namely physical and spiritual prosperity. In preventing economic chaos, conflicting interests in economic problems must be minimized, supported by all legal regulations in a society. So it is very necessary a system that regulates the rights and obligations of the community in the state, especially in the economic sector based on the Qur‘an and Sunnah. The economic system implemented in Indonesia at the moment is arguably not good. When viewed from all existing systems, the capitalist system has mastered various lines to make society range to poverty. To measure economic growth the welfare indicators of a community are used. This success was marked by an increase in per capita income. This paper will discuss how the Islamic economy perspective of the Qur‘an. And how is the urgency to build the economic community in Islam? This is important to discuss, to remind the public about the existence of capitalists in the economic system and to provide mutual understanding to help fellow members of society, between the rich and the poor so that from these aids help social inequalities and social stratification can be minimized and then narrowed even can overcome.

Doli Witro

Institut Agama Islam Negeri (IAIN) Kerinci

 

Full PDF : https://journal.uhamka.ac.id/index.php/jei/article/view/4327/1787

This web supported by :

https://uhamka.ac.id/